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If you drive a car without this insurance, you will be fined several thousand rupees, know the complete rule

drive a car without this insurance
Written by bobby
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If you drive a car without this insurance, you will be fined several thousand rupees, know the complete rule

what is the big loss

what is the big loss

It is illegal in India to drive a car or bike without insurance. The Motor Vehicles Act, 2019 obliges the vehicle owner to insure his car or bike with an insurance policy. Driving a car without insurance will not only result in fines and/or imprisonment, but it will also damage your finances due to the expenses involved in case of an unfortunate accident.

what are the advantages

what are the advantages

There are many advantages of third-party insurance cover or liability cover of the vehicle. This is such insurance, which will protect you from financial expenses in case of an accident etc. It will also protect against legal liability, contingent liability, financial loss, and property damage. Under third-party insurance, the benefit is given to the third party who has suffered damage from your vehicle. But in case of theft of the vehicle, this insurance will not give you any benefit.

Challan up to Rs 4000 will be deducted

Challan up to Rs 4000 will be deducted

Now let us tell you how many penalties you can get without third-party insurance. If you are caught driving without a third-party car insurance policy, you will have to pay a fine of Rs 2000 under the Motor Vehicles Act 2019. But this fine is only for the first time caught. If you are caught again like this then the fine amount will be double i.e. Rs 4000.

The air of lock-up may also have to be eaten

The air of lock-up may also have to be eaten

If you are caught again or again, driving without insurance can result in a fine of Rs 4,000 and/or even imprisonment. You must be wondering what is the third party. We tell you this right.
first party: insured vehicle
The other party or party: Insurance company
third party: person who makes a claim against damages caused to the first party

There are more disadvantages

There are more disadvantages

If you are caught driving an uninsured vehicle, you can be imprisoned for up to 3 months. Also, there may be legal complications arising from the accident to a third party. Your driving license may also be suspended in case of an accident. You may also be deprived of the No Claim Bonus (NCB) if your motor insurance policy has lapsed due to the time limit exceeded. The longer you renew the expired policy, the higher the premium. Renew vehicle insurance before its expiry date. Secondly, make sure that if you have bought a second-hand vehicle then definitely buy vehicle insurance.

About the author

bobby

Hi, I am Bobby. Blogger India. I love writing, and reading articles. Blogging is my passion. I have started my blogging career in 2016.

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