What is PaySense Loan, How to Apply PaySense Personal Loan


What is PaySense Loan, How to Apply PaySense Personal Loan : Friends, at the present situation people need money at any time . But you do not need to worry now because in today’s post I am going to tell you how you can take an online loan in difficult times and fulfill your needs.

Friends, the name of the loan app that we are going to know about today is PaySense Loan App. Friends, read this post of today completely and carefully because in today’s post you will know how you can apply for loan from PaySense Loan App, what documents you will need to take loan from PaySense Loan App, PaySense For how many days you will get loan from Loan App, you are going to know all this in today’s post. So friends, without delay, let’s start this post of ours today.

What is PaySense Loan, How to Apply PaySense Personal Loan

What is PaySense Loan App ?

Friends,  in today’s post, now let’s know about PaySense Loan App. Friends PaySense Loan App is an online loan app. With this app, you can easily take a personal loan up to 5 lakhs. Friends, this app is helping people by giving loans for a long time. This app was started on 11 February 2016 and till now more than 50 lakh downloads have been done on the play store of this app.

PaySense Instant personal loan is for all your personal needs or dreams that you might not be able to fulfil due to a financial crunch. Be it a wedding, an international vacation, paying medical bills, purchasing consumer durables, home renovation, etc., PaySense offers you an instant personal loan of upto Rs. 5 lakh without any inconvenience. The process is quick and can be completed from the comfort of your home.

PaySense Partner – Apps on Google Play

Paysense to Get Instant Loans app

PaySense offers services in 40+ major cities of India including:

Ahmedabad Anand Bangalore
Bharuch Bhopal Chandigarh
Chennai Coimbatore Faridabad
Gandhinagar Ghaziabad Goa
Gurgaon Hyderabad Indore
Jaipur Jodhpur Kolkata
Kota Mehsana Mohali
Mumbai Mysore Nagpur
Nashik Navi Mumbai Nellore

How much loan will be available from PaySense Loan App?

  1. Friends, you can take a loan from 5 thousand to 5 lakh with PaySense Loan App.
  2. For how much time loan will be available from PaySense Loan App?
  3. Friends, you will get 3 months to 60 months to fill the loan you get from PaySense Loan App.

How much interest will be charged from PaySense Loan App?

Friends, you will get 16% to 36% interest on the loan amount you get from PaySense Loan App.

PaySense Instant Personal Loan – Features and Benefits

  • Loan amount: PaySense provides instant personal loans ranging from Rs. 5,000 to Rs. 5 lakh to fulfil your needs
  • Instant approval and payment: Get your loan approved online instantly and have the money disbursed to your account quickly
  • Schedule document pickup: The process to apply for PaySense Instant personal loan required minimum documents, which will be collected from the doorstep. All you have to do is hand them over to the courier service
  • Relaxed EMIs: PaySense offers flexible EMI plans and reminders and auto-debit feature so it is convenient for you to pay your EMIs
  • Zero Credit Score: Unlike other lenders, PaySense gives an instant personal loan to first-time borrowers even if they have no credit history

What documents will be required for PaySense Loan?

  1. Identity proof like PAN card, Voter ID card or Aadhaar card
  2. Address proof like Rental agreement, Aadhaar card, utility or post-paid bills
  3. Income proof like Bank statements of the past 3 months
  4. A photo

Who can take loan from PaySense?

  1. Must be a citizen of India.
  2. Your age should be between 21 to 60 years.
  3. Minimum income should be 18 thousand every month.

Why  you  use PaySense Loan App?

  1. You get the option of installments to pay the loan in this.
  2. Even if your credit score is good, you can get loan from here.
  3. It is 100% online.

PaySense Instant Personal Loan – Eligibility Criteria

  • You should be an Indian resident
  • Your age should be between 21 to 60 years
  • Your current city of residence should be under the operative areas
  • You should either be a salaried professional or a self-employed individual
  • If you are a salaried professional, your minimum monthly income should be Rs. 12,000 and if you are a self-employed individual, your monthly income should be Rs.  15,000

PaySense Instant Personal Loan – Interest Rate and Fees

Interest Rate 1.4% to 2.3% per month
Processing Fees Up to 2.5% of the loan amount
Late Payment Charges Rs. 500 + GST
Foreclosure / Pre-Payment Charges 4% charge on the principal outstanding at the time of foreclosure

How to take loan from PaySense Loan App?

  • First of all you have to download PaySense Loan App from Play Store.
  • After that you have to enter all your information.
  • Now you have to upload your documents in it.
  • After this you have to e-sign on the application.
  • After this your loan will be approved and the money will come in your account.

PaySense – PaySense Loan Apply Online

PaySense –PaySense Loan Apply Online

Are there any hidden charges?

No, PaySense has no hidden charges. All the charges like interest rates, EMIs, loan amount, processing fees and penalties are mentioned in the loan agreements.

Can I take more than one personal loan from PaySense?

Yes, at PaySense, you can apply for multiple persona loans at a time as long as the overall loan amount is within your approved credit line.
Is PaySense safe?
It is completely safe to get instant loans through Paysense as it protects your sensitive information through SSL encryption and does not share it with third-party marketers. It keeps your information safe for internal usage only, and guarantees that your usage experience is safe.

Using Paysense to Get Instant Loans

The reason why Paysense is the right option for getting loans instantly is because at every stage including identification, approval to disbursal, it is truly instant. By understanding your need, Paysense empowers you to solve your financial troubles quickly, and their instant loan app also solves all your doubts and helps you get the loan in a single click. The easy to traverse user interface ensures that you have utmost clarity of usage and completing the loan process in the fastest way. After applying for the loan, your eligibility is checked in a matter of seconds, and the amount is disbursed instantly as well.

Friends, in this article we konw about how you can apply for a loan from PaySense Loan App. Here we describe if  youn want to use PaySense Loan App, from which documents you will need, for how long you will get loan from PaySense Loan App, how much interest will be charged and much more, go to this post of yours today.

Friends, if you like this post, then please share this post and if you have any doubt related to this post, then you can ask by commenting below. 

About the author


Hi, I am Bobby. Blogger India. I love writing, and reading articles. Blogging is my passion. I have started my blogging career in 2016.

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