HDFC Bank FD Interest Rates: HDFC Bank FD interest rates are currently the highest in the market, offering customers up to 7% returns on their investments. The FD rates offered by HDFC Bank range from 3.50% to 7%, depending on the tenure of the deposit and the amounts invested.
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Moreover, the bank offers senior citizens an additional 0.50% interest rate on FDs with five years and above tenure. Customers can avail of these attractive FD rates from HDFC Bank’s website or through its extensive network of branches across India.
HDFC Bank FD Interest Rates for Domestic Below Rs.2 crore – General Public
Period
General Public Rates (p.a.)
Seven days to 14 days
3.00%
15 days to 29 days
3.00%
30 days to 45 days
3.50%
46 days to 60 days
4.50%
61 days to 89 days
4.50%
90 days to 6 months
4.50%
Six months one day to 9 months
5.75%
Nine months one day to less than one year
6.00%
1 Year to 15 months
6.50%
15 months to 18 months
7.00%
18 months to 2 years
7.00%
Two years one day to 3 years
7.00%
Three years one day to 5 years
7.00%
Five years one day to 10 years
7.00%
HDFC Bank FD Interest Rates for Domestic Below Rs.2 crore – Senior Citizens
Period
Senior Citizens Rates (p.a.)
Seven days to 14 days
3.50%
15 days to 29 days
3.50%
30 days to 45 days
4.00%
46 days to 60 days
5.00%
61 days to 89 days
5.00%
90 days to 6 months
5.00%
Six months one day to 9 months
6.25%
Nine months one day to less than one year
6.50%
One year to 15 months
7.00%
15 months to 18 months
7.50%
18 months to 2 years
7.50%
Two years one day to 3 years
7.50%
Three years one day to 5 years
7.50%
Five years one day to 10 years
7.75%*
HDFC Bank FD Interest Rates for Domestic More Than Rs.2 crore and Less Than Rs.5 Crore – General Public
Period
General Public Rates (p.a.)
Senior Citizens Rates (p.a.)
Seven days to 14 days
4.50%
5.00%
15 days to 29 days
4.50%
5.00%
30 days to 45 days
5.25%
5.75%
46 days to 60 days
5.50%
6.00%
61 days to 89 days
5.75%
6.25%
90 days to 6 months
6.25%
6.75%
Six months one day to 9 months
6.50%
7.00%
Nine months one day to less than one year
6.65%
7.15%
One year to less than 15 months
6.75%
7.25%
15 months to less than 18 months
7.15%
7.65%
18 months to less than 21 months
7.15%
7.65%
21 months to 2 years
7.15%
7.65%
Two years one day to 3 years
7.00%
7.50%
Three years one day to 5 years
7.00%
7.50%
Five years one day to 10 years
7.00%
7.75%
Features and Benefits of HDFC Fixed Deposits
A fixed deposit gives you guaranteed returns.
With a savings account with HDFC, you can easily open a fixed deposit without worrying about the amount until it matures.
Suppose you choose a fixed deposit with a reinvestment option. In that case, you can easily benefit from the compound interest and earn interest on the principal amount and the interest you make.
You can always choose between monthly or quarterly interest payouts if you want a regular income.
If you want to save tax, you can choose the five-year tax saving fixed deposit and benefit from the exemptions under Section 80c.
