HDFC Bank FD Interest Rates

HDFC Bank FD Interest Rates: HDFC Bank FD interest rates are currently the highest in the market, offering customers up to 7% returns on their investments. The FD rates offered by HDFC Bank range from 3.50% to 7%, depending on the tenure of the deposit and the amounts invested.

Moreover, the bank also offers senior citizens an additional 0.50% interest rate on FDs with a tenure of 5 years and above. Customers can avail of these attractive FD rates from HDFC Bank’s website or through its extensive network of branches across India.

HDFC Bank FD Interest Rates for Domestic Below Rs.2 crore – General Public

Period General Public Rates (p.a.)
7 days to 14 days 3.00%
15 days to 29 days 3.00%
30 days to 45 days 3.50%
46 days to 60 days 4.50%
61 days to 89 days 4.50%
90 days to 6 months 4.50%
6 months 1 day to 9 months 5.75%
9 months 1 day to less than 1 year 6.00%
1 Year to 15 months 6.50%
15 months to 18 months 7.00%
18 months to 2 years 7.00%
2 years 1 day to 3 years 7.00%
3 years 1 day to 5 years 7.00%
5 years 1 day to 10 years 7.00%

HDFC Bank FD Interest Rates for Domestic Below Rs.2 crore – Senior Citizens

Period Senior Citizens Rates (p.a.)
7 days to 14 days 3.50%
15 days to 29 days 3.50%
30 days to 45 days 4.00%
46 days to 60 days 5.00%
61 days to 89 days 5.00%
90 days to 6 months 5.00%
6 months 1 day to 9 months 6.25%
9 months 1 day to less than 1 year 6.50%
1 year to 15 months 7.00%
15 months to 18 months 7.50%
18 months to 2 years 7.50%
2 years 1 day to 3 years 7.50%
3 years 1 day to 5 years 7.50%
5 years 1 day to 10 years 7.75%*

HDFC Bank FD Interest Rates for Domestic More Than Rs.2 crore and Less Than Rs.5 Crore – General Public

Period General Public Rates (p.a.) Senior Citizens Rates (p.a.)
7 days to 14 days 4.50% 5.00%
15 days to 29 days 4.50% 5.00%
30 days to 45 days 5.25% 5.75%
46 days to 60 days 5.50% 6.00%
61 days to 89 days 5.75% 6.25%
90 days to 6 months 6.25% 6.75%
6 months 1 day to 9 months 6.50% 7.00%
9 months 1 day to less than 1 year 6.65% 7.15%
1 year to less than 15 months 6.75% 7.25%
15 months to less than 18 months 7.15% 7.65%
18 months to less than 21 months 7.15% 7.65%
21 months to 2 years 7.15% 7.65%
2 years 1 day to 3 years 7.00% 7.50%
3 years 1 day to 5 years 7.00% 7.50%
5 years 1 day to 10 years 7.00% 7.75%

 

Features and Benefits of HDFC Fixed Deposits

  • A fixed deposit gives you guaranteed returns.
  • When you have a savings account with HDFC, you can easily open a fixed deposit and do not have to worry about the amount until it matures.
  • If you choose a fixed deposit with a reinvestment option, you can easily benefit from the compound interest and earn interest on the principal amount and also the interest that you earn.
  • If you want to get a regular income, you can always choose between monthly or quarterly interest payouts.
  • If you want to save tax, you can choose the five-year tax saving fixed deposit, and benefit from the exemptions under Section 80c.

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