Bank of Baroda FD Interest Rates

Bank of Baroda FD Interest Rates: Bank of Baroda, one of India’s largest public sector banks, has recently announced an increase in their fixed deposit (FD) interest rates. The new FD interest rates range from 4.50% to 5.25%, depending on the amount and period of the investment. Customers will be able to choose from various FD plans that are tailored to meet their financial needs.

Bank of Baroda also offers various benefits, such as flexible tenure options, high liquidity, and assured returns. Furthermore, customers can also avail of additional discounts on FD tenures between 7-14 months. This is an excellent opportunity for investors to make the most out of their savings by earning competitive returns without risk.

Bank of Baroda Domestic Fixed Deposit Rates (Below Rs.2 crore)

TenureRate of Interest (p.a.) for General PublicRate of Interest (p.a.) for Senior Citizens
Seven days – 14 days3.00%3.50%
15 days – 45 days3.00%3.50%
46 days – 90 days4.50%5.00%
91 days – 180 days4.50%5.00%
181 days – 210 days5.25%5.75%
211 days – 270 days5.75%6.25%
271 days – Less than one year5.75%6.25%
One year6.75%7.25%
Above one year – 400 days6.75%7.25%
Above 400 days – Up to 2 years6.75%7.25%
Above two years – Up to 3 years6.75%7.25%
Above three years – Up to 5 years6.25%6.90%
Above five years – Up to 10 years6.25%7.25%
 Above ten years (MACT/MACADCourt Order schemes only)6.25%6.75%
399 Days (Baroda Tiranga Plus Deposit Scheme)7.05%7.55%

Features and Benefits of Bank of Baroda Fixed Deposits

The features and benefits of the FD scheme offered by the Bank of Baroda are mentioned below:

  • The tenure of the scheme ranges between seven days and ten years.
  • Competitive interest rates are offered.
  • A nomination facility is provided.
  • Safe deposit lockers are provided.
  • Loans can be availed against the balance that is available in the account.
  • Convenient withdrawal options.
  • Outstation cheque collections.

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